Happy Holidays!

As we reflect on the year 2024, we at Heartland Bank want to extend our heartfelt gratitude to both our customers and our associates for your unwavering trust and commitment. This year has been one of significant milestones and typical challenges, but together, we have navigated through them with strength, resilience, and optimism.

We welcomed the customers and associates of the State Bank of Odell early in the year, and we are proud to continue to offer the same personal attention to customers that they have been used to for many years. Our Odell and Diller customers have also been able to utilize our broader array of products and services since we bought the bank.

Additionally, Heartland Bank was once again recognized among the “Best Banks to Work For” by the leading national banking magazine American Banker. This is the sixth time that Heartland Bank has achieved this prestigious recognition. This recognition is a testament to the incredible work environment fostered by our associates and the strong, community-focused culture we’ve built together. Our associates’ dedication to customers and one another is what makes Heartland Bank a great place to bank and work.

We also celebrated our 125^th Anniversary as a bank this year. We do our best every day to carry on the tradition of supporting our customers and the communities that we serve. Heartland Bank will always be a source of financial strength that you can count on. Whether you have been banking with us for generations or have just joined through our recent expansion, your loyalty fuels our drive to serve better. We are committed to enhancing our services, ensuring your banking experience is seamless, secure, and tailored to your needs.

As we look forward to 2025, we remain focused on growth, innovation, and providing unparalleled service. Thank you for trusting us with your financial future. It’s a privilege to be your bank!

Here’s to another year of shared success and prosperity.