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Debit & Credit Cards

The cards you’ll reach for every time.

From ATM cards to debit cards to credit cards Heartland Bank offers the right card service for you to access your money when and where you need it.

Heartland Bank ATM Card
  • No annual fee with any personal or business checking accounts
  • 24-hour access to cash
  • Withdraw funds from any ATM in the world (certain restrictions may apply; fees may apply at non-Heartland Bank machines)
  • Ability to purchase items at businesses where Interlink is accepted
  • 4-digit Personal Identification Number (PIN) to keep your account safe and secure
Heartland Bank Visa® Debit Card
  • No annual fee with any personal or business checking accounts
  • 24-hour access to cash
  • Withdraw funds from any ATM in the world (certain restrictions may apply; fees may apply at non-Heartland Bank machines)
  • Ability to purchase items anywhere a regular Visa® Card is accepted, including online
  • 4-digit Personal Identification Number (PIN) to keep your account safe and secure
  • Faster and easier than writing checks. Pay without presenting an ID.
  • Safer than carrying cash.
  • Saves you money – you can buy and use fewer checks.
Heartland Bank Visa® Platinum Credit Card

Hometown Convenience, Worldwide Acceptance, and Great Benefits

Increase your purchasing power with our Visa® Platinum consumer credit card and enjoy these benefits and more.

Rewards Platinum - unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.

  • Competitive rates and terms:
    • No Annual Fee*
    • 11.74% to 21.74% variable APR on purchases based on your creditworthiness.*
    • 0% Introductory APR on balance transfers for the first six billing cycles. Afterwards, a 11.74% to 21.74% variable APR on balance transfers will apply. A 3% fee will be charged for each balance transferred, waived for balance transfers at account opening.*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • Personal service from people you know

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*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 11.74% and 21.74%. All APRs are based on creditworthiness. Rates are accurate as of August 1, 2018 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each balance transferred, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., area 9A) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.

Introducing My Mobile Money Access

With My Mobile Money Access, you can manage your spending, protect your card from fraud, set up alerts and controls to determine how your card is used.

Available in your device's app store.

 

Where do I report a lost or stolen card?

For your security, we recommend you let us know as soon as you find out that your card is missing; contact us at the numbers below:

    • Outside Normal Business Hours: Call 800-264-5578 outside of normal business hours.
    • During Regular Business Hours: Call your local Heartland Bank branch

To respond to a call from Fraud Prevention Services, or to notify us of out of state or unusual transactions you want to be authorized, FraudWatch Plus Customer Service is available 24/7 at 866-842-5208, or those outside of the USA can call collect at 412-552-2698.

More FAQs

Make the Easy Switch to Heartland Bank

Have one of our MySwitch Specialists personally guide you through the process of switching banks. We're here to help. 

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