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Heartland Bank - Personal Checking

Banking Your Way

At Heartland Bank, we understand that managing your finances should be simple, secure, and tailored to your needs. That's why our Personal Checking accounts are designed to offer you the flexibility and convenience you deserve with the trusted support of a community-focused bank.


Heartland Bank - Personal Checking

Heartland Bank's Personal Simple Checking Account Details

Heartland Bank's Personal Interest Checking Account Details

Heartland Bank's Personal Advantage Checking Account Details.

*Subject to credit approval.

**Eligible Accounts: Personal Checking, Savings, Certificates of Deposit (CDs), Money Markets, IRAs, HSAs, and outstanding personal loans. Excludes secondary Marketing Mortgages and Credit Cards.

***Shipping Charges apply.


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Balancing school, activities, and life can be challenging. Your checking account shouldn't add to the stress. That's why our student accounts are designed to make banking easy and hassle-free for students in elementary, middle, high school, and beyond.

Customers who are 21 years or younger can enjoy these exclusive benefits:

- No Minimum Balance Requirements

- ATM Fee Refunds: Get up to $5 refunded monthly foreign ATM fees.

Heartland Bank - Ambassador Club


Our Ambassador Club is designed to provide customers 55 years of age or older with exclusive benefits and personalized service.

Check out the reasons why you should join:

- Intrest-bearing checking account with a $1,500 minimum balance or $15,000 cumulative relationship in eligible accounts**

Refunded Paper Statement Fee

- Free Wallet Checks or $5 of duplicates***

- Special Rates on deposit accounts


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