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About Heartland Trust Company

We put principles before profits.

Since its founding in 1956, Heartland Trust Company has combined the expertise of financial advisors with the exacting standards of the legal community to offer its customers a unique set of trust services.

Our history is embedded in the stories of many families. From generation to generation, one thing still remains the same: our commitment to our people. We are about the people - abour our clients, our families, and all their dreams. It’s being able to say, “We are here for you.” and knowing we aren’t leaving. Becuase we’ve been here for past generations and we will be here for furture generations. Because we are invested in the people.

We will always advocate and support the people. Just like you. 

Local and Dependable Associates


Lucas Swartzendruber, J.D., CTFA

President of Heartland Trust Company & Trust Officer

Lucas was raised in Shickley, Nebraska, and attended the University of Nebraska at Kearney, ultimately graduating Summa Cum Laude with a Bachelor of Science degree in political science and business. Following college, Lucas attended the University of Nebraska College of Law and graduated with a Juris Doctor degree in 2005. He received his Certified Trust and Financial Advisor (CTFA) designation through the American Bankers Association in 2017.

Before joining Heartland Trust Company, Lucas spent five years practicing law with Germer, Murray and Johnson in Hebron, Nebraska. Lucas is currently the President of Heartland Trust company and works as a trust officer.


Aaron Schardt

Senior Vice President, Chief Financial Officer & Trust Officer

Aaron is a native of Deshler Nebraska. After completing his high school education, Aaron attended Doane College, where he majored in Business Administration with an emphasis in Marketing and Finance, graduating in 1998.

After college, Aaron spent five years working as a Research and Investment Manager at the prestigious brokerage firm of Kirkpatrick Pettis in Omaha, Nebraska. Aaron moved closer to his hometown when he joined MetalQuest Unlimited as their Chief Financial Officer in 2003.

Aaron currently serves as Senior Vice President, Chief Financial Officer and Trust Officer of Heartland Bank. Aaron also serves as a director of Heartland Bank as well as Secretary and Treasurer of the Geneva State Holding Company.