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Add your Heartland Bank debit card to your phone and pay your way.

Pay Your Way

With Digital Wallets, your Heartland Bank Debit Card is always with you – on your phone, watch, and tablet. Enjoy fast, secure, and contactless payments whether you're in line at the grocery store or checking out online.

What is a Digital Wallet?

A Digital Wallet is a secure, convenient way to store your debit card digitally. Instead of carrying your physical wallet, you can tap your phone or device to pay, whether you're using Apple Pay or Google Pay.

  • 🛒 Works in-store, in-app, and online
  • 🔒 Contactless and secure
  • 🌍 Accepted at millions of locations
  • 💸 No extra fees

How to Get Started

Add to Digital Wallet - Apple Add to Digital Wallet - Google Add Your Heartland Bank Debit Card to Your Digital Wallet in Seconds!
Want quick, secure access to your Heartland Bank debit card from your phone? It’s easy with the HB Mobile App!

Here’s how to get started:

  1. Log in to your HB Mobile App.

  2. Tap on the Cards tab at the bottom of your screen.

  3. Find your digital card, then tap “Add to Apple Wallet” (or Google Pay if available).

  4. Follow the on-screen instructions to finish the setup.

That’s it! Now you can tap and pay with your Heartland Bank Debit Card using your digital wallet—fast, secure, and contactless.

If you'd prefer a different method, you can also select your device below for step-by-step instructions on how to add your Heartland Bank Debit Card directly to your digital wallet.
Apple Pay

🛠️ How to Set Up Apple Pay with Your Heartland Bank Debit Card

1. Open the Wallet App

  • On your iPhone, locate and open the Wallet App.

2. Add a New Card

  • Tap the "+" symbol in the top-right corner.

  • Select "Debit or Credit Card" and tap Continue.

3. Enter Card Information

  • You can choose to:

    • Scan your card using your iPhone's camera.

    • Enter the card details manually, including the card number, expiration date, and CVV.

4. Verify Your Card

  • Follow the on-screen instructions to verify your card. This may involve:

    • Receiving a verification code via SMS or email.

    • Contacting Heartland Bank for additional verification steps.

5. Complete Setup

  • Once your card is verified, tap "Next". Your Heartland Bank debit card is now added to Apple Pay.

💳 Using Apple Pay

In Stores

  • For iPhones with Face ID:

    • Double-click the side button.

    • Authenticate with Face ID.

    • Hold your iPhone near the contactless reader until you see "Done" and a checkmark.

  • For iPhones with Touch ID:

    • Hold your iPhone near the contactless reader with your finger on Touch ID until you see "Done" and a checkmark.

In Apps and Online

  • At checkout, select Apple Pay as your payment method.

  • Confirm the payment using Face ID, Touch ID, or your passcode.

Google Pay

🛠️ How to Set Up Google Pay with Your Heartland Bank Debit Card

1. Download or Open the Google Wallet App

  • Ensure you have the Google Wallet app installed on your Android device. If not, download it from the Google Play Store.

2. Add Your Heartland Bank Debit Card

  • Open the Google Wallet app.

  • Tap the "+" symbol or "Add to Wallet".

  • Select "Payment card" and then choose "New credit or debit card".

  • Use your phone's camera to scan your Heartland Bank debit card or enter the card details manually.

3. Agree to Terms and Conditions

  • Review and accept the terms and conditions presented.

4. Verify Your Card

  • Follow the on-screen instructions to verify your card. This may involve receiving a verification code via SMS or email.

5. Complete Setup

  • Once your card is verified, it will be added to your Google Wallet, and you're ready to make payments.

💳 Using Google Pay

In Stores

  • Unlock your phone.

  • Hold the back of your phone close to the contactless payment terminal.

  • Wait for the confirmation on the screen to indicate that the payment was successful.

In Apps and Online

  • At checkout, select Google Pay as your payment method.

  • Confirm the payment using your device's authentication method (e.g., fingerprint, PIN).

Where to use mobile payments.

Payment terminals come in all shapes and sizes. When planning to use a Digital Wallet option, look out for these symbols and logos near the payment terminal in the store.

 

Digital Wallets

 

Why Use a Digital Wallet?

🛡️ Security First - Your actual card number is never shared with merchants. Instead, a unique virtual number is used for every transaction.

💨 Faster Checkout - Just tap or scan—no need to pull out your wallet or type in card numbers.

📱 Always With You - Even if you leave your wallet at home, you can still shop, dine, and go.

🌎 Perfect for Travel - Safe and easy to use when you’re on the go—locally or abroad.

Frequently Asked Questions

What is a Digital Wallet?

Digital Wallets are payment tools, often in the form of an app, that securely and conveniently store encrypted virtual versions of debit and credit cards. This way, you don't need to carry your physical card to make payments. You can simply tap your connected device or select your Digital Wallet at checkout.

Why should I use my Digital Wallet to pay?

Digital wallet transactions are actually more secure than using your physical payment card, as a unique tokenized number is encrypted and transmitted for each transaction instead of using your card number. Additionally, you don’t have to dig out your physical card. Just tap your connected phone, watch, or another device.

Is it safe to use a Digital Wallet?

Yes, digital wallets are very secure. Your actual card number is never shared during a transaction. Instead, a unique virtual number (or token) is used to protect your information. Plus, most wallets require Face ID, fingerprint, or a passcode to authorize payments.

What if I lose my phone?

If your phone is lost or stolen, your payment information remains protected. You can remotely lock your device and suspend or remove wallet access using services like Find My iPhone (Apple) or Find My Device (Google). And remember—no one can use your wallet without your authentication.

Do I need to unlock my phone to make a purchase?

Yes, for added security, you typically need to unlock your phone using Face ID, fingerprint, or a passcode before completing a payment. This ensures you're in control of every transaction.

Can I add more than one card?

Absolutely. You can store multiple debit or credit cards in your digital wallet and choose which one to use at checkout. Just set your preferred card as the default or select the right one during the transaction.

Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc. Copyright © 2025 Heartland Bank. All rights reserved. Terms and conditions may apply.

 
Heartland Bank is always happy to help you!
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