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Ag - Loans

Discover the Heartland Bank Difference for Agriculture

Farming is more than a profession: it’s a way of life driven by passion, resilience, and a commitment to nurturing the land. At Heartland Bank, we understand the unique needs of our ag producers. Since 1899, we’ve been dedicated to providing tailored loans to the hardworking farmers of Nebraska. Our deep-rooted experience and unwavering commitment to agriculture have made us one of the top trusted financial partners in the state.

We offer more than just financial solutions; we offer a partnership built on trust and understanding. We know that your journey is not just about “yes” or “no” decisions; it’s about sound advice and personal connection. We are here to work alongside you, providing flexibility and quick decisions, working with you every step of the way.

Let’s start a conversation.

From spring planting to harvest, and at every stage of livestock production, you need options to help your operation thrive. Our Ag Relationship Managers are here to help you with all the products and services tailored to your needs.

You can click on the link below to connect with an Ag Relationship Manager near you.

Find an Ag Relationship Manager


Ag - Relationships
We understand the unique challenges that agriculture can bring. Our flexible lines of credit are designed to provide easy access to funds, allowing you to optimize your working capital and elevate the profitability of your farming operation.
You can harness the financial support you need for various aspects of your operation, such as:
  • Managing seasonal fluctuations in inventory.
  • Balancing timing differences in collecting receivables.
  • Leveraging vendor discounts for equipment & supplies.
  • Addressing unforeseen cash needs.
  • Facilitating the purchase of Livestock, Grain, or Seed.


Machinery & Equipment

Ag-In The Field

Your agricultural success relies on cutting-edge machinery and equipment, grain processing tools, and the latest technological innovations. We understand your need for efficiency and growth. Your dedicated Relationship Manager will work closely with you to create a customized solution that will provide you with what you need to operate more efficiently and achieve your bottom-line goals.

  • Secure financing for new or used equipment and machinery.
  • Keep pace with technology upgrades.
  • Invest in tractors, tillage, and planting equipment.
  • Fulfill cattle and feed yard requirements.
  • Acquire seed and grain processing equipment to stay competitive.

Ag Real Estate Loans

HB-CattleWhether starting with an 80-acre plot or managing a vast 50,000-acre spread, we want to make a difference in your operation. We offer financing options for property, land improvements, buildings, and facilities, all tailored to meet your needs. Take advantage of opportunities for business growth with our high-level service and lending terms, designed to help you thrive.

  • Secure financing for land purchases or refinancing.
  • Fund your operation expansions.
  • Purchase the facilities you need to succeed.
  • Invest in land improvements to increase productivity.



Let's work together to elevate your agricultural business to new heights. Discover how personalized financing solutions can make a difference in your success.

Get Started Online


Ag-Breakeven Calculator