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Business Checking

Find a Checking Account

Whether your company is large or small, old or new, Mom and Pop or a team of ten, you’ll find the right checking account to manage and simplify your business finances at Heartland Bank.

Business Checking

Yes No monthly maintenance fee if you maintain an average daily balance of $250 or more, otherwise pay $2

Yes $50 minimum opening deposit

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Business Interest Checking

Yes No monthly maintenance fee if you maintain an average daily balance of $25,000 or more or $250,000 in a combined balance, otherwise pay $15

Yes $1000 minimum opening deposit

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Business Plus Checking

Yes No monthly maintenance fee if you maintain an average daily balance of $1,500 or more, otherwise pay $7.50

Yes Ask an associate for details

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Business Checking

Yes No monthly maintenance fee if you maintain an average daily balance of $250 or more, otherwise pay $2

Yes $50 minimum opening deposit

Yes Interest is tiered and paid on the entire balance once the balance requirement is met.

Statement Options

High Activity Charge

$10.00 charged per month for over 150 cumulative checks and deposited items; including on-us and transit items

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Business Interest Checking

Yes No monthly maintenance fee if you maintain an average daily balance of $25,000 or more in your Business Interest Checking or a $250,000 accumulative relationship balance in eligible accounts, otherwise pay $15

Yes $1000 minimum opening deposit

*Eligible accounts for the accumulative balance option include business checking, savings, certificates of deposit, money markets, IRAs and outstanding business loans. Excludes secondary market mortgages and credit cards. All other fees apply.

Statement Options

High Activity Charge

  • $10.00 charged per month for over 150 cumulative checks and deposited items; including on-us and transit items
  • $0 with $250,000 accumulative relationship balance in eligible accounts

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Ready to open an account?

Get started by filling out our online account application. 

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All of our accounts include free online banking, mobile banking, mobile deposit, e-Statements and e-Notices.
  Minimum opening deposit Monthly Maintenance Fee Statement Options High activity charge
Business Checking

$50

No monthly maintenance fee if you maintain an average daily balance of $250 or more, otherwise pay $2

$3 fee per statement cycle for paper statements or $0 with e-Statement enrollment

$10.00 charged each month there is more than 150 cumulative checks and deposited items; including on-us and transit items

Business Interest Checking

$1000

$5 if average daily balance falls below $2,500

$3 fee per statement cycle for paper statements or $0 with e-Statement enrollment

$10.00 charged each monththere is more than 150 cumulative checks and deposited items; including on-us and transit items.

$0 with $250,000 accumulative relationship balance in eligible accounts.

Included in Every Business Account
Bank anytime & anywhere with Online Business Banker
Transfer money between your Heartland Bank accounts
Debit card for all your everyday purchases
Pay your bills online with our Online Bill Pay service
Free deposit tickets (with applicable shipping and handling)
Each depositor is insured to at least $250,000 by the FDIC
Merchant processing available to accept credit and debit card payments
Locked night drop bags to safely deposit your funds
Check images included with statements for check safekeeping
Wires available for same day money delivery

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Have one of our MySwitch Specialists personally guide you through the process of switching banks. We're here to help. 

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