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Merchant Capture

Speed Up Your Business Cash Flow

Merchant Capture allows you to process your deposits through a compact scanning device located in your office. Make deposits into your account regardless of your geographic location or staffing issues—and without a trip to the bank!!

Merchant Capture

The Merchant Capture scanner will scan and capture images of both sides of your checks, automatically verify your deposit total, search for duplicate items, and allow you to review the deposit. With Courtesy and Legal Amount Recognition (CAR/LAR) software, your deposits will be completed with the highest accuracy.

Merchant Capture allows you to review your deposit and check images before they are transmitted to the bank’s secure server. Once you have approved the transaction, your deposit will automatically post to your account.

What You Will Need:

Merchant Capture is very simple to use. To run Merchant Capture, you will need a PC with a current version of Microsoft operating system with a USB 2.0 Port. You will also need the following:

  • Merchant Capture Scanner and software (available through the bank)
  • High Speed Internet Connection (DSL or Cable Modem)


Heartland Bank’s Merchant Capture offers a range of benefits and opportunities to business customers by reducing costs and increasing efficiencies!

  • Improved funds availability by eliminating transportation delays
  • Elimination of courier costs
  • Secure deposited funds with no physical security risk—the checks never leave your company
  • Increased office efficiencies
  • Consolidate your accounts—eliminates the need for separate accounts in different regions

Make the Easy Switch to Heartland Bank

Have one of our MySwitch Specialists personally guide you through the process of switching banks. We're here to help. 

Switch to Heartland Bank