Most applications take about 15-20 minutes to complete.
Whether buying your first home, building your dream house, or refinancing to lower your monthly payments, the journey to homeownership is exciting and meaningful. At Heartland Bank, we understand the process can sometimes feel overwhelming, so we've created options to make it as easy and stress-free as possible.
You can complete our seamless Online Mortgage Application or download a PDF application—whichever makes you feel more comfortable. Both options are designed to guide you step-by-step, whether you're a first-time buyer, upgrading your current home, or exploring refinancing opportunities.
From start to finish, we're here to provide local expertise, personalized service, and unwavering support to help you achieve your homeownership goals.
Buy, Building, or Refinancing?
Let Heartland Bank make the process simple, convenient, and tailored to your needs.
Why Apply for a Mortgage Online with Heartland Bank?
Getting started with Heartland Bank's Online Mortgage Application process is quick and simple:
1. Click the "Apply Online" button to begin your application.
2. Select the "New Inquiry" button on the welcome page to get started.
3. Enter Your Details: Provide your information and click "Get Started!" to move to the next step.
4. Follow the Instructions: Complete the application by following the easy, step-by-step on-screen prompts.
5. Connect with Us: Once your application is submitted, one of our friendly Mortgage Relationship Managers will reach out to guide you through the next steps and answer any questions.
To make the process even easier, gather the following documents before starting your application:
Most applications take about 15-20 minutes to complete.
Our team will review your information, and a Mortgage Relationship Manager will reach out to discuss the next steps.
Absolutely! Our team is here to help. Reach out to your local branch or call us anytime for assistance.
Yes. Our Online Application platform uses state-of-the-art encryption to protect your personal information.
Due to recently increased security requirements, we at Heartland Bank are no longer able to support version 10 or older of Internet Explorer. We are sorry for this inconvenience, and encourage you to upgrade to more secure options such as Internet Explorer 11, Google Chrome, or Mozilla Firefox.