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Apply for a mortgage online with Heartland Bank.

Start Your Journey with Confidence

Whether buying your first home, building your dream house, or refinancing to lower your monthly payments, the journey to homeownership is exciting and meaningful. At Heartland Bank, we understand the process can sometimes feel overwhelming, so we've created options to make it as easy and stress-free as possible.

You can complete our seamless Online Mortgage Application or download a PDF application—whichever makes you feel more comfortable. Both options are designed to guide you step-by-step, whether you're a first-time buyer, upgrading your current home, or exploring refinancing opportunities.

From start to finish, we're here to provide local expertise, personalized service, and unwavering support to help you achieve your homeownership goals. 

Buy, Building, or Refinancing?

Let Heartland Bank make the process simple, convenient, and tailored to your needs.


Why Apply for a Mortgage Online with Heartland Bank?

  • Easy & Convenient: Complete your application anytime, anywhere, on any device.
  • Local Expertise: We're based in Nebraska and know the market inside and out. You'll get insights and support tailored to your community.
  • Personalized Support: Questions? We're here for you. Our local Mortgage Relationship Managers are just a call or email away, ready to assist.
  • Secure & Fast: Our secure platform protects your information and gets you pre-approved quickly so you can confidently start house hunting.

How to Apply

Getting started with Heartland Bank's Online Mortgage Application process is quick and simple:

1. Click the "Apply Online" button to begin your application.

2. Select the "New Inquiry" button on the welcome page to get started.

3. Enter Your Details: Provide your information and click "Get Started!" to move to the next step.

4. Follow the Instructions: Complete the application by following the easy, step-by-step on-screen prompts.

5. Connect with Us: Once your application is submitted, one of our friendly Mortgage Relationship Managers will reach out to guide you through the next steps and answer any questions.

Start Your Homeownership Journey with our Online Mortgage Application

Online Mortgage Application

Ready to take the next step? Start your mortgage journey today with our simple, flexible application process. 
 
APPLY ONLINE

Application Materials

To make the process even easier, gather the following documents before starting your application:

  • Government-issued ID (e.g., driver's license)
  • Recent pay stubs or proof of income
  • Tax returns and W-2/1099s from the past two years
  • Bank statements from the last two months
  • Details about any outstanding debts

FAQs

How long does the Online Application Take?

Most applications take about 15-20 minutes to complete.

What happens after I submit my application?

Our team will review your information, and a Mortgage Relationship Manager will reach out to discuss the next steps.

Can I ask questions during the process?

Absolutely! Our team is here to help. Reach out to your local branch or call us anytime for assistance.

Is my information secure?

Yes. Our Online Application platform uses state-of-the-art encryption to protect your personal information.

Your Trusted Mortgage Support System