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6 Tips for Choosing a Builder

Building a new home will probably represent the largest financial investment you’ll ever make. So, when it comes to choosing a builder, it goes without saying that you can never have too much information.

Production Builder

With a production builder – a company that builds a number of homes in a development based on a limited set of floor plans – it will be easier to see and walk through sample homes. In fact, they will probably have a few model homes open every day.

Custom Home Builder

With a custom home builder – a company that builds one-of-a-kind homes – you may not get the same walk through experience. All of their homes will be occupied. Perhaps they’ll offer photographs, 3D models or blueprints for you to look through.

6 Tips to Keep in Mind

In either case, be sure to consider your options carefully before choosing one to build your home.

  • Shop around. Look at floor plans and, if possible, model homes. Find a style home you like, even if you’re just looking at photos on a custom home builder’s website.
  • Get a feel for space. Does the builder emphasize open floor plans – or more traditional living spaces? What do you prefer?
  • Find out their reputation. Ask for references, and speak with homeowners directly. You’ll be living with your builder’s quality of work for a long time.
  • Talk with your realtor and lender. Both can be a good source of information. Find out who’s on their short list of reputable builders.
  • Talk with family and friends. If they’ve purchased new construction, ask them about their builder.
  • Check them out with the National Association of Home Builders. Are they on your area’s list of qualified builders?

Keep in mind you’ll be working with your builder for five to ten months, depending on the time of year and type of house you’re building. Plus, you may be calling on them for up to a year after construction is complete to resolve any issues with construction, systems or appliances. So be sure to pick someone you’ve researched thoroughly – someone you’re comfortable with and feel sure about.




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Fili Sanchez

Fili Sanchez (NMLS #528671) is the Vice President and Mortgage Relationship Manager for our Kearney, Riverdale, Burwell and Ord markets. He has been with Heartland Bank for 10 years and has 15 years of mortgage lending experience. He is also a recent graduate of the Advanced School of Banking. Fili enjoys participating in the community with the Kearney Area Chamber of Commerce, Leadership Kearney, Nebraska Banker's Association, and serves on the board for the Yanney Heritage Park Foundation. Outside of the bank, he enjoys spending time with his wife and three children, traveling to kids' sports activities and family vacations.

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