If you feel like your budget is being blown by the current inflation rates, here are a few tips for you to stretch your dollar with the rising inflation costs!
Gas prices are consistently rising at the pump and depending on the type of vehicle you drive, you could expect to spend upwards of $100 each time you fill up. To help make your tank of gas last longer, consider:
Energy bills can really add up when you are trying to keep your home cool in the summer or warm in the winter. Good news is, there are a few things you could do around your home to save a few bucks on your bill each month:
Having a budget in mind will substantially lower the financial stress in your life when you're trying to stretch your dollar. Using a zero-based budget will give each dollar of your income a purpose. This method means that your income minus your expenses equals zero, which eliminates unnecessary mindless spending. To set up a budget, ask yourself a few questions:
Before you go to the store, make a menu and list out the ingredients that you'll need for each meal, stick to this list and only buy what you need. After your grocery trip, consider meal prepping so come lunchtime each day, you are not contemplating going through a fast-food drive thru! Here are a few tips to help you shop smarter next time you are at the store:
Paying off monthly debt obligations can free up more money per month that can be put towards other expenses. Making the minimum payment on accrued debt each month is important and will keep your credit from falling. And, if you find yourself with $50 extra in your budget, put it towards that debt. Not only will this keep you on track to be debt free quicker, but it will also get you one step closer to financial freedom in the future.
Heartland Bank is a family-owned bank located in 13 different communities across the heart of Nebraska. Heartland Bank's vision is to improve the lives of customers, associates, and communities. Voted American Banker 2022 Best Banks to Work For. Learn more at MyHeartland.Bank.
Due to recently increased security requirements, we at Heartland Bank are no longer able to support version 10 or older of Internet Explorer. We are sorry for this inconvenience, and encourage you to upgrade to more secure options such as Internet Explorer 11, Google Chrome, or Mozilla Firefox.
On the back of solid first-quarter earnings results and healthy economic data releases, the S&P 500 continued its remarkable move higher and closed at a record high for the first time since September 2018, shares Chief Investment Officer Larry Adam.