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Agriculture Loans

Agricultural Loans

Operating a successful farming operation takes courage, skill, and hard work. It also takes a financial partner who knows agriculture financing. From the very first day, when we opened our doors back in 1899, Heartland Bank has been providing agriculture loans to farmers of Nebraska.

It is this experience and commitment to agriculture allowing us to be the trusted financial partner with all of our ag customers. Being a local family-owned bank makes it possible to offer a quick loan decision turnaround. However, we offer more than just a quick "yes" or "no" decision. We can lend sound advice and input just as a partner in your farming operation would.

One example of how our process works:

Whether we are working with a farm operator or business for 50 plus years or have just become acquainted with them, our approach is the same. We meet with our customers, and we listen. We quickly understand what their needs are and offer a custom solution.

Hear Customer Success Stories

An example of Heartland Bank’s renewal process says it best. Our relationship managers meet one-on-one with each producer and build the financial snap shots of their business. Together we catch up on the changes that have occurred in operation during the past growing season. Often times, on the same day or same week the customer is signing a new line of credit and is back on the farm working towards the next season.

Farm Real Estate Loans
  • Get money for land purchases and refinancing
  • Enjoy long-term fixed rate loans
  • Find competitive interest rates (fixed and variable rate financing available)
  • Benefit from flexible terms to fit your financing needs

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Livestock Financing
  • Get operating capital for financing breeding stock, feeders and more
  • Establish revolving lines of credit for changing operating needs
  • Find competitive interest rates - fixed or variable rate financing available
  • Enjoy flexible terms to fit your financing needs

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Machinery and Equipment Loans
  • Enjoy financing for new machinery and facilities
  • Get money for refinancing
  • Arrange lines of credit for machinery purchases
  • Enjoy competitive interest rates
  • Available fixed or variable rate financing with flexible terms

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Operating Loans and Lines of Credit
  • Establish revolving lines of credit for changing operating needs
  • Find competitive interest rates - fixed or variable rate financing available
  • Enjoy flexible terms to fit your financing needs

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Ready to speak with an agriculture relationship manager? Simply click on the link below, select the nearest Heartland Bank location, and choose an experienced agriculture relationship manager located right in your backyard.


Find A Relationship Manager

Calculate My Farm's Breakeven

Have you calculated the breakeven point of your operation? Our easy-to-use calculator will help you quickly and accurately determine the breakeven point of your individual fields or overall crops.

Use Our Breakeven Calculator