<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1457645420941593&amp;ev=PageView&amp;noscript=1">

Mortgage Loan Options

Which Mortgage Is Right For You?

We have several home mortgage options to get you into the home of your dreams. Our mortgage options range from a home purchase to new construction or a refinance. Use this chart to compare the difference between our loan types, to better understand which mortgage might be right for you.

Mortgage Options Key Benefits Worth Considering if You...
Fixed-Rate Mortgages:
Mortgages with unchanging monthly payments and interest rates
  • The best fixed rates
  • 30, 20, 15 year options
  • No interest-rate surprises
  • Conventional, NIFA, Rural Development, VA
  • Plan to stay in your home for a longer period of time
  • Have an established credit history
  • Can put at least 5% down on a home
VA Mortgages:
Government-backed loans for military members.
  • Low or no down payment
  • No mortgage insurance requirement
  • Flexible qualification guidelines
  • Fixed-rate and ARM options
  • Are an active military member or veteran
  • Are the surviving spouse of a service member who died as a result of military service
Construction Loans:
Loans for those building a home.
  • Convenient financing for new construction
  • Construction-to-permanent loan options
  • Are building a new home to your specifications
  • Are buying a lot for a future home

Buying or Building

Are you looking to buy or build your next home? We’ll help you estimate how much you may be able to borrow and help you get pre-qualified. 

Learn More

Loan Application

Whether you're buying new, buidling a custom home or looking to refinance your current mortage loan, get started by filling out our online mortgage application. 

MortgageCalculator_Laptop.pngKnow How Much You Can Afford.

Stay on top of the numbers and easily calculate your monthly payments.

Knowing what you can afford is the first step in shopping for a new home or planning to build. Enter a few numbers into our mortgage calculator for a quick look at how much you can borrow.

 Use Our Mortgage Calculator

Your Story Matters To Us

Each story is unique because you are unique. We strive to tell the stories of our customers, our associates and the communities we live in.

View the stories