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Plan, explore, and achieve your dreams of homeownership with our mortgage loan calculator.

Take the Guesswork Out of Home Buying

At Heartland Bank, we believe everyone deserves to feel confident and informed when making one of life's biggest decisions—buying a home. That’s why we’ve designed our Mortgage Loan Calculator to help you explore your options, estimate monthly payments, and plan for your future with ease. Whether you’re a first-time homebuyer, building your dream home, or refinancing, this tool is here to empower your journey.

How the Mortgage Loan Calculator Can Help You

  1. Estimate Your Monthly Payments: Get a clear picture of what your monthly mortgage payments might look like based on your loan amount, interest rate, and loan term.

  2. Explore Different Scenarios: Adjust variables like down payment, loan terms, and interest rates to see how they affect your monthly budget.

  3. Budget with Confidence: Understand how your mortgage fits into your financial goals and lifestyle so you can plan ahead and feel secure in your decisions.

  4. Refinance or Build: Curious about refinancing your current home or planning to build? Use the calculator to see how adjustments to rates or terms can save money or fit your budget.

 

How to Use the Mortgage Loan Calculator

  1. Enter the Purchase Amount: Input the cost of the home you're considering.

  2. Input the Interest Rate: Use a rate based on your credit or the average rates in your area.

  3. Adjust the Down Payment: Add the percentage you plan to put down upfront.

  4. Set the Loan Term: Choose the length of the loan (e.g., 15 or 30 years).

  5. Calculate: See an estimate of your monthly mortgage payments and total loan costs.

 

Have Questions? We're Here to Help!

Our Mortgage Loan Calculator is a great starting point, but you don't have to go through the process alone. Heartland Bank's friendly Mortgage Relationship Managers are here to answer your questions, explain your results, and help you explore the best mortgage options for your needs.

 

Meet Our Mortgage Team
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