Social media is a great tool for finding gifts and connecting during the holidays, but there is a dark side. By recognizing the red flags and taking extra precautions, you can outsmart the scammers and block unnecessary Cyber Grinches from stealing your holiday cheer.
Here are the Top 7 red flags to look out for while you're scrolling for gifts:
1. Beware of Too-Good-to-Be-True Deals
The Grinch may have a sack full of “deals,” but if an ad on social media offers high-end items at unbelievably low prices, proceed with caution. Scammers often lure shoppers with fake sales and counterfeit products. Stick to trusted retailers and avoid clicking on suspicious ads or links.
2. Stay Away from Fake Giveaways
That flashy giveaway for a free smartphone or luxury gift card? It might be a trap. Many scammers pose as well-known brands, asking for personal information to enter. Legitimate giveaways rarely ask for sensitive
details, so verify their authenticity by checking the official account of the brand or business.
3. Double-Check Charity Appeals
The season of giving is also the season of fake charities. Social media posts asking for donations may tug at your heartstrings, but take a moment to verify the charity. Use trusted platforms like Charity Navigator or GuideStar, and avoid donating through unverified links or payment.
4. Spot the Imposters
The Grinch loves a good disguise, and so do scammers. Fake accounts mimicking real businesses or influencers can be hard to spot. Especially since they are good at reeling people in with ads promising discounts and deals. Look for verified checkmarks, unusual spelling errors, or low follower counts before engaging with any profile. You can also check with the real business's website or call to verify the sale before you think about purchasing.
5. Protect Your Personal Information
Oversharing on social media can make you an easy target for fraudsters. Avoid posting details about your holiday plans, big purchases, or financial habits. Adjust your privacy settings to limit who can see your content.
6. Watch for Repeat Letters or Weird Symbols
You should also check the URL at the bottom of each ad before clicking on it. If you notice in the examples above, some of the links said things like “ENNELLK.ONLINE” or “KITCHENWARESSSALE.SITE.” If you see repeat letters or any other weird symbols, then the site is probably a fake one. Also, the URL starts with “https” instead of “http”, this indicates a secure connection, so make sure it always starts with “https.”
7. Report and Block Suspicious Activity
If you come across a scam on social media, report it to the platform and block the account immediately. This helps protect not only yourself but others who might fall victim to the same schemes.
Enjoy a Joyful and Secure Holiday Season
Notice any unusual activity on your account? Don’t wait—contact your bank immediately! Quick action is key to minimizing financial loss and securing your account. Heartland Bank is always here to answer any questions or concerns you have about fraud protection.
The holidays should be filled with happiness, not financial stress. Staying vigilant and following these tips can help you shop with confidence and protect your peace of mind. If something feels off, trust your instincts—a little caution now can save you from headaches later!
Heartland Bank is a family-owned bank located in 15 communities across the heart of Nebraska. Its vision is to improve the lives of customers, associates, and communities. Heartland Bank is a six-time recipient of American Bankers' Best Banks to Work For award.
