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Online transfers are a convenient way to move money from your accounts at other banks into your account at Heartland Bank - no checks, cash deposits, or branch visits are required. 

Log in to your online banking account to schedule a transfer.
TransferNow

Learn More About TransferNow:

Is there a fee to use TransferNow®?

Standard transfers are free, up to 5 per month (both incoming and outgoing), and a $2.00 fee per transfer after that. Next-day transfers incur a $7.50 fee per transfer for outgoing transfers and no charge for up to 5 incomings per month, a $2.00 fee per transfer after that.

Transfer limits are $5,000 per day for a standard transfer and $2,000 per day for a next-day transfer. $10,000 per month for standard transfers and $5,000 per month for next-day transfers.

For questions regarding transfer limits, please contact your local branch.

How do I add my external accounts?

Access TransferNow by logging into your account through our online banking homepage, selecting "TRANSFER" from the Main Menu, then “EXTERNAL TRANSFERS” on the right side of the screen, and following the on-screen instructions to add and verify your accounts.

You have two options for account ownership verification: real-time and trial deposits. The real-time verification process is the default, allowing you to proceed promptly with the transfer. However, you will be asked for your login credentials at the other financial institution(s), including any challenge questions. If you do not want to use this method, you can select the trial deposit method by following the instructions. The trial deposit process sends two small deposits in 1-2 business days to your account at the other financial institution. Once those deposits are made, you will enter the amounts in order to verify the account. After your account is verified, you can initiate a transfer.

Is TransferNow® Available in Mobile Banking?

TransferNow is available from within the Mobile Banking App. However, you must add your external accounts through Online Banking on a desktop computer. Once an external account is set up and verified, you may use Mobile Banking to initiate a transfer. 

TransferNow is available for personal customers. Only U.S.-based accounts are permitted.

Contact a Heartland Bank associate if you have further questions.

How is TransferNow® different from Zelle?

TransferNow® is perfect for transferring funds between your bank accounts from home renovations, loan payments, or other expenses - even from a different financial intuition.

Zelle® is a fast and easy way to send and receive money from friends, family, and others you know and trust.

 
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